Need a ride? It’s as simple as downloading the Uber or Lyft app on your smartphone, which through GPS locates and connects you with an available driver. The use of these ridesharing services is becoming increasingly common. According to a Statista survey, 36 percent of Americans used a ridesharing service in 2018, a 15 percent increase over 2015.

Sexual abuse of any kind is horrific, but the sexual abuse of children is one of the most heinous criminal acts committed and one that happens with shocking frequency. Abuse is generally perpetrated by someone in a position of power, which—for children—includes any trusted adult.

No matter what office, warehouse, or retail location you visit, some type of hazard is likely to exist.

When you suffer an injury at the hands of a negligent person or party, you have the right to seek damages for the harm you suffered — both physical and mental. These compensatory damages are for your “pain and suffering.”

Sustaining a work injury can be traumatic. In addition to the physical pain, it can be emotionally exhausting. You might feel alone and depressed.

The average construction site contains at least half a dozen hazards ranging from live wires to moving vehicles. However, if workers use proper safety equipment and follow protocols, many accidents are easily avoided.

A job injury can result in missed work and unneeded financial stress. If you filed for workers’ compensation in New Jersey and were denied, do not lose hope.

If you suffer an injury on the job in New Jersey, you may be worried about medical expenses and other bills, especially if you are unable to work. Fortunately, through workers’ compensation, you can obtain the benefits you need for your recovery.

If you have suffered a workplace injury, not only is your health jeopardized, but you have also disrupted your career, finances, and possibly the well-being of your family.

Let’s take a look at the differences between first-party and third-party claims and how they affect your insurance after an accident.