With Halloween just around the corner, both kids and adults are thinking about what they should dress up as. Although Halloween is a fun holiday, it can also pose unique dangers. During this holiday, people can suffer costume-related injuries, slip and fall accidents, pedestrian accidents and drunk driving accidents.
If you were injured on Halloween because of someone else’s negligence, you may file a personal injury claim. Here are some common myths about personal injury cases that you shouldn’t believe.
Personal Injury Cases Always Take a Long Time to Resolve
Many people assume that personal injury cases take years to settle and that they won’t receive their money for a long time. The good news is that many personal injury cases get resolved in less than a year. If there are certain complexities in a personal injury case, however, it may take longer to complete.
You Shouldn’t File a Personal Injury Claim Against a Family Member or Friend
It’s one thing if your injury resulted from a complete stranger’s negligence. However, things may get more complicated if your friend or family member was the negligent one. For example, you may have tripped over Halloween decorations at your friend’s home and suffered an injury. You may feel bad about filing a claim against your friend because you don’t think he or she has the money to pay your settlement.
However, you must understand that your friend won’t be paying your settlement out of his or her own pocket. Your friend’s home insurance policy will most likely be fronting the bill. Therefore, you should not feel guilty about filing a personal injury claim against someone you know.
It’s not Worth Filing a Personal Injury Claim for Minor Injuries
Just because you didn’t suffer a traumatic brain injury or other life-threatening injury, doesn’t mean that you shouldn’t file a personal injury claim. For example, if you were in a car accident coming home from a Halloween party and only suffered bruises and cuts, you should still seek prompt medical care. Even seemingly minor injuries can have complications and result in expensive medical bills.
Any Lawyer Can Handle Your Case
This isn’t true either. Not all lawyers specialize in the same area of law. It’s important to work with a lawyer who specializes in personal injury law. He or she will know the personal injury laws in your state and improve your chances of getting a fair settlement.
The Insurance Company Will Treat You Fairly
While it would be ideal if the negligent party’s insurance company offered you a fair settlement from the beginning, it usually doesn’t work out that way. Insurance companies care about their bottom line first and may use tactics to get out of paying you what you deserve.