If you suffer an injury on the job in New Jersey, you may be worried about medical expenses and other bills, especially if you are unable to work. Fortunately, through workers’ compensation, you can obtain the benefits you need for your recovery.
Depending on the extent of your injuries, you may be eligible to receive three different types of workers’ compensation benefits: temporary, permanent total, and permanent partial incapacity. For more information on filing for workers comp and the possible benefits you may be entitled to receive, contact an experienced New Jersey workers’ compensation attorney.
Temporary Total Disability Benefits
In the event that your job accident causes you to miss more than 7 days of work, you will be eligible to receive temporary total incapacity benefits. Keep in mind that these benefits are only 70% of your weekly paycheck before your accident. It is also important to understand that temporary total incapacity benefits last until you return to work, reach maximum medical improvement, or have received 400 weeks of benefits.
Medical Expense Benefits
All necessary and reasonable medical treatment, prescriptions and hospitalization services related to the work injury are paid by the employer’s insurance carrier or directly by the employer if they are self-insured.
Permanent Total/Partial Disability Benefits
Upon reaching maximum medical improvement, your physician will examine you to determine if you have suffered any permanent disability as a result of the injury. If you are unable to earn at your pre-injury level, despite going through physical rehabilitation, you may have your benefits extended for the duration of your disability as Permanent Partial Disability award. Catastrophic injuries, such as the loss of both eyes, legs, arms, hands, feet, etc., are automatically classified as permanent disabilities.
You may be eligible to receive partial benefits if your injury has left you disabled, but still capable of performing some job functions. The amount you may receive depends on three factors: your pre-injury wages, the affected body part, and the level of impairment. On the Department of Labor and Workforce site, you can find the exact benefit rates for certain injuries.
Sometimes when a work injury or illness prevents a worker from returning to any type of gainful employment, he or she may be entitled to receive Permanent Total Disability benefits. These weekly benefits are provided initially for a period of 450 weeks. These benefits continue beyond the initial 450 weeks provided that the injured worker is able to show that he or she remains unable to earn wages.
If you suffered an injury on the job, you are entitled to benefits that help sustain you and your family financially while you heal. A knowledgeable workers comp attorney can help guide you as you apply for the benefits you need.
Contact compassionate NJ workers comp lawyers
Kreizer Law provides dedicated counsel to injured workers throughout the Garden State. No matter if you are seeking temporary benefits or looking to appeal a denial, you can count us to advocate aggressively for your rights. Call 1-(800)-4-JUSTICE ® – 1-(800)-458-7842 or contact us online to discuss your case with an experienced attorney today.